Viren and Associates, Inc., assists employers in providing their valuable employees with comprehensive and competitive employee benefits. These products may include medical, dental, vision, life, long term and short term disability, long term care insurances, voluntary insurance products, employee assistance plans (EAP) and/or flexible benefit programs (Section 125, premium only plans “POP”, etc.). In designing a benefits plan for a business we strive to understand the goals of the employer and employees by listening and working hard as a team member with the decision making team.

 

By being objective and working with the leading insurance carriers in the region we can tailor a benefits plan to fit virtually every circumstance and budget. Our goal is to assist the employer in creating and maintaining a high quality benefit program that will assist them with employee morale and retention.

 

The process of working with the employer group is divided in two major elements – renewal time and ongoing service. 

 

When a group renews its insurance plans annually, we work as a team member with the decision making team by providing comparisons and financial illustrations of the current insurance plan renewal and new options, including new products available within the marketplace. Once the renewal decision is made, we work with the employer to provide employee communication and benefit materials for the open enrollment period.

 

Throughout the year, we pride ourselves on good communication and ongoing service to our clients. We are here to assist the employer and to offer confidential assistance for employees. This assistance may include help in finding answers for complicated insurance claim issues, family status changes that may affect enrollment and questions about their insurance plans.   We have access as your broker for assistance through the insurance companies to intervene on your employees’ behalf and try to resolve billing or claims problems that may arise. We also assist employers with new enrollments, terminations, and billing questions or issues that may arise.

 

We always strive to stay on top of changes in legislation and national trends in the employee benefit arena and do our best to keep our employer clients informed and alerted to changes that may affect them in their business and employee processes.

 

We welcome new groups to our practice for a complimentary review of their current plan and an analysis of where they might improve their current design.