Clear Solutions for the Chapters of Your Life

Welcome to our new Viren and Associates web site, where you’ll find a wealth of information about us, finances, and how we might be able to help you.

We are excited to share with you that in 2009 we merged with our long time colleague and friend, Jim O’Connell and his team as we grow to become a premier financial, insurance and employee benefits firm. With the combined experience of nearly 100 years of service to our clients, our practice continues its mission of helping individuals and businesses achieve their financial and personal goals. 

 

Viren and Associates

 
We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most importantly, we hope you will see the value of working with skilled professionals to pursue your financial goals.
 

The investment representatives of LPL Financial that are affiliated with this site may transact or discuss securities business only with residents of the following states: Arizona, California, Colorado, Florida, Idaho, Montana, North Carolina, Nevada, Ohio, Oregon, Texas, Virginia and Washington.

  • Articles

    Articles

    Educate yourself on a variety of financial topics.

  • Calculators

    Calculators

    A host of financial tools to assist you.

  • Newsletters

    Newsletters

    Timely Newsletters to help you stay current.

  • E-Seminars

    E-Seminars

    Animated presentations to help you learn and decide.

  • Glossary

    Glossary

    Financial terms from A to Z.

  • Tax Library

    Tax Library

    Manage your taxes and prepare for the upcoming tax season.

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Disability Income Insurance

How much Disability Income Insurance do you need?

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

More Calculators →

Ready or Not, You're Retired!

In 2009, 47% of retirees left the workforce earlier than they expected.

Leaving Your Job? Put an IRA to Work

The way in which you handle your retirement plan assets when leaving a company is an important decision that could affect your retirement savings considerably.

Pursuing Both Growth and Value

Maintaining a balance of growth and value investments may help investors add a new dimension of diversification to their portfolios.

Are Target-Date Funds Off Target?

Target-date funds are not for everyone, so it's important to gather all the facts.

More Newsletters →